Services

Share Draft (Checking) Accounts No minimum balance

• No per check charge, no monthly fees
• Payroll deduction/automatic deposit/direct deposit 
• Dividends paid monthly on average balances over $1000 
• Set up automatic payment for your utilities and bills 
• Overdraft protection loan available to qualified borrowers
• Instant Cash&Check cards 

Regular shares

• Minimum balance $35
• Dividends paid quarterly based on average balance
• Payroll deduction
• Instant Cash cards

Vacation club savings

• Set aside money now for that dream vacation later 
• Dividends paid quarterly based on average balance  
• Payroll deduction 
• Club accounts help you budget money for your expenses.  
• Use them to save for vacations, holiday spending, taxes, insurance, down payments, or anything else you wish.  Then you have the money when you need it.

Christmas club 

• Set aside money now and have your holiday spending money Dividends paid quarterly based on average balance 
• Payroll deduction 
• Balances automatically issued in time for shopping

IRA accounts

• Set aside money for your retirement, enjoy tax benefits 
• Dividends paid quarterly 
• Payroll deduction 

Certificates 

• Earn a higher yield on your money by locking it up for 6 to 36 months 

Loans  

• Preapproval available 
• Secured loans 
• Secured loans up to $40,000 Includes new and used autos, trucks, motorcycles, boats, campers, snowmobiles, personal watercraft, and more. 
• Car buying service – purchase cars and trucks for less Signature loans Unsecured loans up to $3,000 
• Borrow for you miscellaneous lending needs
• Loan specials Watch your statements for occasional loan specials. 

Other member benefits:

• “Once a member, always a member.”
• Your family members are also eligible for membership.
• 1st mortgage loan application processing
• Route66 Auto Warranty
• Free notary service